Working with us vs. a traditional realtor.
Same home, same commission from the seller. With us, a licensed agent still tours and negotiates with you, and what the seller pays above our fee comes back to you as a credit at closing.
Commission the seller pays
Florida buyer’s agents average about 2.6%.
Working with us
A licensed agent at every tour and offer, and an assistant you text that does the research. We keep 1%, never more than $10,000, and the rest comes back to you.
- Purchase price
- $750,000
- Buyer-side commission$18,750 from the seller
- 2.5%$18,750 from the seller
- Our fee1% of the price
- $7,5001% of the price
- Home researchPublic records, each with its source
- IncludedPublic records, each with its source
- Answers about a homeBy text
- Any hourBy text
- Credit at closingOn your Closing Disclosure
- $11,250On your Closing Disclosure
What you really pay
After the $11,250 credit
- Yes: 1.5% of the price back at closing
- Yes: Facts on the homes you send, with sources
- Yes: Our fee stops at $10,000
Traditional realtor
A buyer’s agent who tours, researches and negotiates with you, and usually keeps the whole commission the seller pays.
- Purchase price
- $750,000
- Buyer-side commission$18,750 from the seller
- 2.5%$18,750 from the seller
- Agent’s feeUsually the whole commission
- $18,750Usually the whole commission
- Home research
- From your agent
- Answers about a home
- Varies by agent
- Credit at closing
- $0
What you really pay
No credit
- No: Usually no credit at closing
- No: Research comes from your agent
- No: Their pay rises with the price
Illustrative: a $750,000 Florida home where the seller pays the buyer’s agent 2.5% ($18,750). We keep 1% of the price, with no minimum and never more than $10,000, and credit you the rest at closing, on your Closing Disclosure. What you get back depends on what the seller pays, and your lender must allow the credit. A licensed agent confirms the numbers for your home before you make an offer. Florida average: Clever Real Estate agent survey, August 2026.
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How the credit reaches you
Agreed before you tour, paid at closing.
There's nothing to claim afterwards. The credit is set out in writing at the start and settled with the rest of your purchase, on the papers everyone signs.
Before your first tour
The credit is written into your buyer agreement, with our fee and its cap.
Before closing
We tell your lender and the title company about it, in writing.
At closing
It shows on your Closing Disclosure as a credit to you.
Your lender’s part
Your lender must allow it, and your loan may limit how much you can use.
Closing Disclosure
Summaries of transactions · Borrower
- Due from borrower at closing
- Sale price of property$750,000
- Paid already by or on behalf of borrower
- Other creditsCredit from buyer’s broker, comped$11,250
In plain words
When the numbers change.
Three cases buyers ask about, worked through with the same formula as the calculator above.
The seller offers less than our fee
Then there’s nothing left to credit you. Before your first tour, a licensed agent goes through what happens in this case, and your agent asks the seller to pay the buyer’s agent when you make an offer.
- Home price
- $400,000
- Seller pays 0.5%
- $2,000
- Our fee, 1%
- $4,000
- Credit to you
- $0
Illustrative. What the seller pays is agreed when you make an offer.
Homes over $1 million
Our fee stops at $10,000, however much the home costs, so everything the seller pays above it comes back to you. Touring and researching a $2 million home takes us the same work as a $600,000 one.
- Home price
- $1,500,000
- Seller pays 2.5%
- $37,500
- Capped fee
- $10,000
- Credit to you
- $27,500
Illustrative. It depends on what the seller pays, comes at closing on your Closing Disclosure, and your lender must allow it.
Tours are free
Seeing homes with a licensed agent costs you nothing. Before your first tour, you sign a touring agreement and share a pre-approval letter or proof of funds. Our fee is settled at closing, with the rest of your purchase.
- Each tour
- $0
- Asking for one
- By text
- Due before closing
- $0
- Our fee
- At closing
Our fee is usually paid from the commission the seller pays.
FAQs
Questions about the fee and the credit.
Our fee is 1% of the price you pay for the home, with no minimum and never more than $10,000. It's usually paid out of the commission the seller pays the buyer's agent, and whatever the seller pays above our fee comes back to you as a credit at closing, if your lender allows it.
Usually the seller does, as part of the deal, but it's no longer automatic. Since 2024 that offer isn't posted on the MLS, so your agent asks for it when you make an offer and it's agreed in your contract.
Then there's no credit, because nothing is left over after our fee. Before your first tour, a licensed agent goes through what happens in that case, so you know before you make any offer.
Yes. Our fee never goes above $10,000, whatever the price. For example, on a $1,500,000 home where the seller pays 2.5%, $27,500 would come back to you as a credit at closing, shown on your Closing Disclosure, if your lender allows it.
Yes. Your lender has to approve the credit, and most loans cap how much a buyer can receive and what it can pay for, such as closing costs and prepaid items rather than the down payment. Your agent works through it with you and your lender before closing.
No. Tours with a licensed agent cost nothing. Before your first one, you sign a touring agreement and share a pre-approval letter or proof of funds. Our fee is usually paid at closing, out of the commission.
You can. Without a buyer's agent, whether the commission set aside for one reaches you depends on the listing agreement and what you negotiate. With us, whatever the seller pays above our fee comes back to you.
We can't give tax advice, so ask a tax adviser about your purchase. The credit is listed on your Closing Disclosure, which gives you and your adviser the record.
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