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comped's guides

Buying in Florida, explained from the source.

Each guide is written from Florida's statutes and county records, links to them, and says what changed.

All guides

  • A lake in Florida from the air, ringed by trees and waterfront homes

    Flood disclosure and flood insurance when you buy in Florida

    What a Florida seller must tell you about flooding, how to look up a home's flood zone, and when a lender or Citizens requires flood insurance.

    Flood & insurance11 min read · Nov 2, 2026
  • A lake in Florida from the air, ringed by trees and waterfront homes

    Florida closing costs for buyers

    What a Florida buyer pays at closing: the stamp and intangible taxes, title insurance at state-set rates and lender fees, worked out for one home.

    Closing costs13 min read · Nov 2, 2026
  • A lake in Florida from the air, ringed by trees and waterfront homes

    Four-point, wind mitigation and roof age rules in Florida

    What a four-point, roof and wind mitigation inspection checks, what Florida's roof-age law says, and where each fits when you buy a home.

    Flood & insurance13 min read · Nov 2, 2026
  • A lake in Florida from the air, ringed by trees and waterfront homes

    How property taxes are prorated at closing in Florida

    Why the seller credits you their share of the year's tax at closing, how it's worked out, where it shows, and why it isn't your next bill.

    Closing costs10 min read · Nov 2, 2026
  • A lake in Florida from the air, ringed by trees and waterfront homes

    Property taxes after you buy a home in Florida

    Why the seller's tax bill isn't yours, and how to work out what you'll pay from the price, the exemptions and your district's rate.

    Taxes & homestead9 min read · Nov 2, 2026
  • A lake in Florida from the air, ringed by trees and waterfront homes

    Transaction broker or single agent in Florida

    Florida presumes your agent is a transaction broker unless another relationship is set up in writing. What each one owes you, and when the notices come.

    Commission & agents12 min read · Nov 2, 2026
  • A lake in Florida from the air, ringed by trees and waterfront homes

    When to file for homestead after you buy in Florida

    The January 1 and March 1 dates that decide your first homestead year, what to bring, how to apply late, and what moves with you from an old homestead.

    Taxes & homestead12 min read · Nov 2, 2026