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How it works

One text thread, from the first link to the keys.

Send us a home you like. comped, our AI assistant, gets you the facts and sets up the tour. Licensed agents show you the home, then write and negotiate your offer.

Step by step

What happens after you send us a home.

Six steps from the first link to your keys: what happens at each one, who does it, and what you'll see in your thread.

  1. Step 1 You and comped

    Paste a link.

    Sign up on our homepage with your phone number and a code we text you, and comped says hello. Then send it any home you like: a Zillow, Redfin or Realtor.com link, or just the address.

    • No app to download, and no password.
    • comped's first text says what it is: an AI assistant at a licensed Florida brokerage.
    • Send another home whenever you find one.
  2. Step 2 comped

    Get the facts, with sources.

    comped looks the home up in public records and listing data, then texts you a quick take: when it was built, its size, its recorded sales and its flood zone. Ask follow-up questions any time.

    • Every fact comes from a named source, such as the county Property Appraiser or FEMA.
    • Each one is verified, estimated or unknown, and comped tells you which.
    • When it doesn't know, it says so. It doesn't fill a gap with a guess.
  3. Step 3 comped sets it up, a licensed agent shows it

    Tour it with a licensed agent.

    Tell comped when you'd like to go. Before your first tour you sign a touring agreement on your phone and send us your email and a pre-approval letter or proof of funds. Then we book the time, and a licensed showing agent meets you at the home.

    • You get the time, the address and the showing agent's name by text.
    • Reminders come the day before and again on the day.
    • Afterwards, tell us what you liked and what you didn't.
  4. Step 4 comped drafts it, our team reviews it

    Get the report.

    Liked it? Ask for the full report. It covers what Florida buyers need to know: the roof, flood, permits, condo reserves, taxes after you buy and the price history.

    • Every line has its source and a label: verified, estimated or unknown.
    • A person on our team reviews it before it's sent to you.
    • It opens from a link in your thread, on any phone or computer.
    What's in the report
  5. Step 5 A licensed agent

    Make an offer with your agent.

    When you're ready, a licensed agent talks it through with you, writes the offer and negotiates the price and terms with the seller's side. You sign it electronically.

    • What to offer is your call, made with your agent. The assistant never sets a price.
    • When the seller counters, your agent calls you to go through it.
    • Only a licensed agent can approve, send or answer an offer.
  6. Step 6 Your agent, with your lender and title company

    Close, with commission back.

    Once you're under contract, comped tracks the contract's dates, from the deposit and the inspection to the loan and closing day, and texts you before the ones that need you. At closing, what's left of the commission after our fee comes back to you as a credit.

    • How much depends on the price and the commission the seller offers.
    • The credit is shown on your Closing Disclosure, and your lender has to allow it.
    How the credit works

Beside the steps, a drawing of one text thread with comped grows step by step: the buyer's Zillow link, comped's quick take with its sources, a tour booked after the touring agreement is signed, the report, the licensed agent's texts about the offer, and the closing reminder.

Estimate your credit

On a home, about $11,250 of the commission comes back to you.

Press the price to type a different one.

Illustrative, if the seller pays the buyer’s agent 2.5%. We keep 1%, with no minimum and never more than $10,000. The credit comes at closing, on your Closing Disclosure, if your lender allows it.

$18,750

the seller pays your agent

$7,500

our fee, 1% of the price

Home price

Usually the seller pays the buyer’s agent a commission as part of the sale, but it’s no longer automatic, so your agent asks for it when you make an offer. Buyer’s agents in Florida charge about 2.6% on average (Clever Real Estate agent survey, August 2026); the estimate assumes 2.5%.

We keep our fee and credit you the rest at closing. It’s written into your buyer agreement, your lender and the title company are told in advance, and it shows on your Closing Disclosure. Your lender has to allow it, and your loan may limit how much you can use.

If the seller pays less than our fee, nothing comes back, and a licensed agent explains what that means for you before your first tour. Above $1,000,000 our fee stops at $10,000, so everything else the seller pays comes back to you as a credit at closing, as far as your loan allows.

Who does what

comped does the legwork. A licensed agent handles the deal.

comped is an AI assistant, and it tells you so. Licensed Florida agents show you homes, write and negotiate your offer, and stay with you through closing.

comped, the assistant

AI · replies day or night

  • Looks up every home you send, in public records and listing data
  • Answers your questions from those records, with the source
  • Offers tour times and sends the touring agreement
  • Drafts your report for our team to review
  • Reminds you before tours and your contract's dates
  • Passes anything that needs a license to a licensed agent

Licensed agents

Licensed in Florida · there when it counts

  • Meets you at the home for every tour
  • Countersigns your touring agreement
  • Talks price, terms and inspections through with you
  • Writes your offer with you and negotiates it
  • Calls you about each counteroffer
  • Stays with you through closing

What the assistant never does

However you ask

  • Telling you what to offer
  • Telling you what a contract or clause means
  • Promising what you'll get back on a home
  • Pretending to be a person
  • Saying who lives in an area, or whether it's a good one

This isn't left to the AI. Our software checks every message the assistant writes. One that reads as price advice, offer terms, what a contract means, inspection findings, a promise about your credit, or legal or tax advice waits for a licensed agent to approve it. One that touches fair housing waits for a person on our team.

The report

Florida's fine print, before you ask.

After a tour you liked, ask for the full report. It goes past the listing to what decides a purchase in Florida, and every line says where it came from.

  • Roof and insurance

    The year of the roof's last permit, since in Florida a roof's age can decide whether you can insure the home.

  • Flood

    The FEMA flood zone, and whether a federally backed loan would require flood insurance there.

  • Permits

    Open permits and code cases, which can hold up a closing or an insurance policy.

  • Condo and HOA

    Fees, special assessments, and where the building stands on its milestone inspection and reserve study.

  • Taxes after you buy

    An estimate of your bill after the sale, because the seller's taxes don't carry over to you.

  • Price history

    The home's recorded sales and its listing history, each with its source.

Every line says how sure we are.

Facts in the report and in your texts carry one of three labels, so you know what you can lean on and what still needs checking.

  • Verified

    An official record says so, such as the county Property Appraiser or FEMA's flood map.

  • Estimated

    From our own math, a listing feed we can't confirm, or data that may be out of date. We call it an estimate every time.

  • Unknown

    We couldn't confirm it, so we say so and why. A gap never gets filled with a guess.

Two sample reports. For 122 Sarona Cir: the roof's age, unknown because it isn't in county permit records; flood zone X, verified by FEMA; no open permits found, verified; an HOA of about $95 a month, estimated from listing data; taxes after you buy of about $12,900 a year, estimated; last sold in 2016, verified by the Property Appraiser. For a condo at 600 Coral Isle Ct: flood zone AE and flood insurance required for a federally backed loan, both verified by FEMA; a condo fee of about $610 a month, estimated; special assessments and the milestone inspection unknown until the association's documents arrive.

Your number, your thread

Your phone number is your account.

There's no app to download and no password to remember. comped lives in your texts, and you decide how long it stays.

  • No app

    It all runs through your texts. Your homes, tours and offers are also on our website.

  • No password

    On the web, you sign in with your number and a code we text you.

  • Texts on your schedule

    Texts we start go out between 8 AM and 8 PM, and never more than three in 24 hours. Replies to you come whenever you write.

  • Stop any time

    Reply STOP, or just tell us to stop, and the texts end. Reply START to pick up again.

  • An AI that says so

    comped tells you it's an AI assistant in its first text, and again whenever you ask.

Msg & data rates may apply. Agreeing to our texts isn't a condition of buying anything. SMS Terms

A drawing of a text thread: comped's first text says it's an AI assistant at a licensed Florida brokerage and that replying STOP opts out. A month later the buyer replies STOP and comped confirms they're unsubscribed and won't get more texts; later the buyer replies START and comped confirms they're subscribed again.

FAQs

Questions about the process, answered.

Any home in Palm Beach County, as a Zillow, Redfin or Realtor.com link or just its address. comped looks it up in public records and listing data, and every fact comes from a named source you can ask about.

Yes. Before your first tour we text you a touring agreement to sign on your phone, and a licensed agent countersigns it. We'll also ask for your email and a pre-approval letter or proof of funds. No tour is booked until those are in.

A licensed showing agent meets you at the home. Once the tour is booked, we text you the time, the address and the agent's name, with reminders the day before and on the day.

No. comped can lay out the facts, like the recorded sales, the report and the taxes after you buy, but what to offer is up to you and your licensed agent, who writes the offer and negotiates it.

Every fact is labeled verified, estimated or unknown, with its source, so you can check it. When comped can't confirm something it says so instead of guessing, and you can ask for a licensed agent any time.

Whenever something needs a license or a judgment call: the offer, the negotiation, questions about the contract or an inspection. comped passes those to a licensed agent, and you can ask for one in any text.

Reply STOP, or just tell us to stop. You'll get one text to confirm it, and no more after that. Reply START if you want to pick up again.

Our fee and the credit you get back at closing are explained on the Pricing page, with the conditions that come with the credit. For a specific home, your licensed agent goes through the numbers with you before you make an offer.

Get started

Found a home you like?
Send it to comped.

Skip the forms and the app downloads. Paste the link, say what you want to do, and we take it from there.